How much does the BehaviorAnalysis@Simmons program cost?
Tuition is based on the number of credits for which you register. Current tuition rates and fees can be found on the main Tuition & Financial Aid page.
How much is the deposit?
The current non-refundable tuition deposit is $500.
Can I use financial aid to cover the deposit?
Federal student aid cannot be used to pay the deposit.
Will I be able to view my award package before submitting the deposit?
You do not need to pay your deposit in order to receive your financial aid package. However, Financial Aid will not be able to provide an award until they have received the FAFSA form for the year. Please complete this document at the same time you complete your application for admission.
When will I receive a tuition bill and when is payment due?
Billing statements are mailed monthly to each student's home address if there has been any account activity or if there is a balance due. Statements will also be posted online on a monthly basis via the online Student Account Center which can be accessed by logging into Academic and Administrative Resource Center (AARC). Tuition payment is due seven days prior to the start of each term.
Payment plans are available. If you are interested in setting up a payment plan for your tuition, you can sign up online with Higher One. If you have any questions or concerns, please feel free to contact Simmons Student Accounts.
Will my registration be canceled if the bill is not paid when classes begin?
Charges for tuition, fees, and any prior balance must be paid in full each semester before a student may attend class. For more information, visit the Simmons Payment Policies page.
What is the process if I’m eligible for a refund?
If you receive funds that exceed the amount of tuition and fees for a term, you will have the credit balance refunded approximately four weeks after the term begins. A financial aid refund check will be mailed at that time.
Who can I contact at Simmons for billing and payment questions?
Do I need to include my social security number (SSN) in my application for admission to be eligible for aid?
Yes, you will need to include your SSN in your application for admissions, in order for Simmons to retrieve your FAFSA from the federal database. Please contact Student Financial Services via phone at Phone Number: 617-521-2001 to verbally provide your SSN or securely send us a copy of your SSN card so that we can verify your information and update your account.
Are internal scholarships available for this program?
Simmons offers limited and competitive scholarships. All on-time and complete applicants are automatically considered for these awards at the time of the admissions application review. No separate application form is required for consideration of scholarships.
There are numerous external funding opportunities and scholarships available, which we encourage you to explore. You are welcome to independently research funding opportunities that may be available to you through your employer, local agencies, or private organizations.
Are there any school-specific supplemental financial aid forms I need to complete?
You will accept your loans though the Financial Aid section of your Simmons portal.
Am I required to accept the full amount that I am offered on my award letter?
No, you can choose to accept all, part, or none of your financial aid award.
Does my Direct Loan eligibility cover the entire cost of the program?
Assuming you are eligible for both the Direct Unsubsidized Loan and the Direct Graduate PLUS Loan, the aid will cover the current academic year you are enrolled. Simmons also allows students to borrow for certain indirect costs, in addition to tuition and fees.
How soon will loans disburse to my student account?
Federal student loans do not disburse earlier than 10 days prior to the start of classes.
Can I use loans to cover additional expenses (housing, books, supplies, etc.)?
The total cost of attendance (COA) for the academic year includes tuition, fees, and living expenses. If you have eligibility for additional loan funds based on your COA, you are able to use those resources to cover expenses such as books, supplies, and other miscellaneous expenses. However, the school determines when loans will disburse and when refunds are issued.
Can I use loans to cover immersions?
If you have eligibility for additional loan funds/refund, you are able to use those resources to cover immersion expenses.
Who can I contact at Simmons for financial aid questions?
The FAFSA is available online at FAFSA.ed.gov.The FAFSA is a FREE application; you will not be asked to pay.
What is the university FAFSA school code?
The Simmons FAFSA school code is 002208.
Do I need my parents’ tax information to complete the FAFSA?
If you are applying for graduate school, you are considered an independent student and do not need to include your parents’ information to complete the FAFSA.
What is the Expected Family Contribution (EFC)?
The EFC is the amount that you are expected to contribute toward your educational costs as an undergraduate/dependent student. Graduate and professional students are considered independent for the purpose of federal student aid; therefore, income and need are not analyzed in order to be eligible, and you are not required to report parental information on the FAFSA.
When should I complete the FAFSA?
The FAFSA is available every October for the upcoming academic year. If you are planning to use federal student aid, you should complete your FAFSA while applying for admission. The FAFSA must be completed each academic year in order to remain eligible for federal student aid.
What constitutes an academic year for federal student aid?
An academic year is the year for which financial aid is used to fund your education. Generally, this is the 12-month period that begins on July 1 of one year and ends on June 30 of the following year.
What federal student aid is available to graduate students?
Yes, you will need to complete the FAFSA for each academic year in which you plan on applying for federal student aid.
Why am I not eligible for the Pell Grant or Federal Direct Subsidized Loan?
The Department of Education awards Federal Pell Grants and Direct Subsidized Loans to eligible undergraduate students who have not yet completed their bachelor’s degree and who demonstrate financial need. The Department of Education does not evaluate need nor income for loans at the graduate/professional level. Therefore, graduate students are not eligible for the Federal Pell Grant nor the Direct Subsidized Loan.
What if I am currently in default or have defaulted on a prior federal student loan?
Visit the National Student Loan Data System (NSLDS) and contact your lender for details on how to clear the default. Students in default are not eligible for additional federal loans until the default is cleared.
The total amount that you may borrow for undergraduate and graduate study. In addition to borrowing limitations based on the cost of attendance for the program, students are also limited in terms of lifetime borrowing. The aggregate loan limit for all federal loans, including undergraduate and graduate study, is $138,500. You can learn more about aggregate loan amounts on the Federal Student Aid website.
What is the aggregate loan limit?
The aggregate loan limit is the total amount that you may borrow for undergraduate and graduate study.
How do I find out if I am near my aggregate loan limit?
What is the difference between a Direct Unsubsidized Loan and a Direct Subsidized Loan?
Direct Subsidized Loans are available to undergraduate students with financial need. The U.S. Department of Education pays the interest on subsidized loans while students are enrolled in their undergraduate program. Direct Unsubsidized Loans are available to undergraduate and graduate students; there is no requirement to demonstrate financial need. The unsubsidized loan begins accruing interest as soon as funds are disbursed. Learn more about the difference between unsubsidized and subsidized loans.
How much am I eligible for with the Direct Unsubsidized Loan?
Are there any additional loan fees for the Direct Unsubsidized Loan?
There is a loan origination fee that is a percentage of the total loan amount. The loan origination fee is deducted proportionately from each loan disbursement you receive. Information on unsubsidized loan origination fees can be found on the Interest Rates and Fees page of the Federal Student Aid website.
The Direct Graduate PLUS loan is a federal loan that graduate or professional degree students can use to help pay for education expenses in addition to the Direct Unsubsidized Loan. Learn about Direct PLUS Loans.
What are the eligibility criteria to apply for the Direct Graduate PLUS Loan?
The Direct Graduate PLUS Loan is based on credit history. In order to be eligible to apply, you must:
be a U.S. citizen or eligible noncitizen
have a valid SSN
be registered with the selective service if you’re male (you must register between the ages of 18 and 25)
be enrolled or accepted for enrollment in an eligible degree program
be enrolled at least half-time in an eligible program
maintain satisfactory academic progress
not currently be in default on previous student loans borrowed through FSA
not have exceeded the maximum aggregate loan limit
not have an adverse credit history
Do Direct PLUS Loans affect my aggregate loan limit?
Only Direct Subsidized/Direct Unsubsidized Loans (formerly referred to as Stafford Loans) and federal loans made through the Federal Family Education Loan (FFEL) Program count toward your aggregate loan limit.
What are the credit criteria to receive the Direct Graduate PLUS Loan?
One of the eligibility requirements to receive a Graduate PLUS Loan is that you must not have an adverse credit history. A credit check is performed to determine whether a Graduate PLUS Loan applicant meets this requirement. A list of what constitutes "adverse credit history" can be found on the Federal Student Aid website.
How much can I borrow from the Direct Graduate PLUS Loan?
If approved for the Graduate PLUS Loan, you can borrow up to the cost of attendance as determined by Simmons.
When can I apply for the Direct Graduate PLUS Loan?
You can apply for the Graduate PLUS Loan within 180 days prior to the start of your program or once you are enrolled.
How do I apply for the Direct Graduate PLUS Loan?
In order to apply for the Direct Graduate PLUS Loan, you must first complete the Free Application for Federal Student Aid (FAFSA). Once you have completed the FAFSA, you can apply for the Direct Graduate PLUS Loan by completing the credit application on the Federal Student Aid website. You must also complete the Graduate PLUS Loan Agreement Master Promissory Note (MPN).
What are my options if I'm denied the Direct Graduate PLUS Loan?
Are there any additional loan fees for the Direct Graduate PLUS Loan?
There is a loan origination fee that is a percentage of the total loan amount. The loan origination fee is deducted proportionately from each loan disbursement you receive. Information on PLUS loan origination fees can be found on the Interest Rates and Fees page of the Federal Student Aid website.
Do I have to repay my student loans while I’m in school?
You are not required to pay on your student loans while you are in school as long as you are enrolled at least half time. Your unsubsidized loan will go into repayment six months after you graduate, fall below half-time status, take a leave of absence, or withdraw from the program.
When do I have to repay my loan?
After you graduate, leave school, or drop below half-time enrollment, you will have a six-month grace period before you are required to begin repayment. During this period, you'll receive repayment information from your loan servicer, and you will be notified of your first payment due date. Payments are usually due monthly. You are not required to pay while in school; however, if you choose to, there is no penalty to prepay. Learn more about repayment timelines.
What are the repayment plan options and how do I select one?
Can I consolidate my graduate loans and my undergraduate loans?
A Direct Consolidation Loan allows you to consolidate (combine) multiple federal education loans into one loan including both graduate and undergraduate loans. The result is a single monthly payment instead of multiple payments. Learn more about loan consolidation.
What documents are required to process military education benefits?
Visit Vets.gov to complete the Education Benefits Application, which generates a request for the Certificate of Eligibility (COE). Once approved for benefits, the VA will mail the COE to you six to eight weeks from submitting the application. A copy of the Certificate of Eligibility must be provided to Student Financial Services by mail or fax, or emailed to firstname.lastname@example.org.
What is the difference between active and non-active duty?
Active duty is someone who is in the military full time and is not currently eligible for the Yellow Ribbon Program (YRP). Non-active duty is someone who is not currently serving or is no longer serving in any capacity of military service and is eligible for YRP if at 100% per the COE.
What are the eligibility factors for the Post-9/11 GI Bill?
You are potentially eligible if you have at least 90 days of aggregate active-duty service after Sept.10, 2001, and are still on active duty, or if you are an honorably discharged veteran or were discharged with a service-connected disability after 30 days. Learn more about the Post-9/11 GI Bill.
What is the current tuition and fee payment rate and the Monthly Housing Allowance (MHA)?
The YRP allows degree-granting private colleges and universities in the United States to voluntarily enter into an agreement with the VA to fund tuition expenses that exceed the annual maximum cap for the resident tuition and fees at public institutions. Veterans who are utilizing post-9/11 GI benefits and who are entitled to 100% of their benefit may be eligible. To participate in the YRP, you must be using post-9/11 GI benefits at 100% eligibility, not be on active duty, and not be a military spouse. There are a limited number of Yellow Ribbon awards available. Learn more about the Yellow Ribbon Program.
There are a limited number of Yellow Ribbon awards available to Simmons College students. Please contact Student Financial Services for more information about this program.
Who can I contact at Simmons for questions about using military education benefits?
For detail on tax benefits for education, see IRS Publication 970. Tax Benefits for Higher Education, which provides detailed information. Simmons University is unable to provide tax advice. We urge you to contact your tax advisor or the IRS at 800-829-1040 or www.irs.gov if you have any questions regarding the HOPE or Lifetime Learning Tax Credits.
What is the 1098-T Form?
It is an informational form filed with the Internal Revenue Service to report amounts paid for qualified tuition and related expenses billed in that tax year. The primary purpose of the IRS Form 1098‐T is to inform you that we have provided this required information to the IRS.
What information is included in the 1098-T Form?
Form 1098-T reports amounts paid for qualified tuition and related expenses billed in that tax year, as well as scholarships and grants processed in 2019 to students enrolled in courses at Simmons University for which they receive academic credit. The information reported on the 1098-T form helps students evaluate whether they are eligible for an educational tax credit.
How do I obtain my 1098-T Form?
To view your 1098-T form, log on to connection.simmons.edu. Go to AARC, select Access Student Account Center, and then View Bill/Make a Payment. From the main page, click on My Account, select Statements and then 1098-T Tax Statements. From here, you can print and/or save your 1098-T form. Contact SFS at Phone Number: 617-521-2001 or email@example.com with any questions on accessing your form.